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Hello all, I am considering getting concealed carry insurance just in case I ever need to protect myself legally in the aftermath of self-defense. Do you have any opinions on getting this kind of insurance?/ Is there a specific company that you would recommend? If so, what is it and why do you like it?
 

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I use USCCA. My concern is with both potential criminal and civil legal defense costs, and USCCA addresses both of those. If anything happens, they have specialists available 24/7 to arrange an attorney immediately after you call 911. They also help keep you straight on how to behave at the scene to avoid causing yourself any trouble when you interact with responding officers.
 

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I am an elite USCCA member. There are a few different companies out there offering insurance and they are all different. You need to understand the differences and decide what is best for your person situation.

That said, if you carry, I think you should have insurance. It is a good deterrent. It prevents overcharging and trying to get you to plea to a lesser charge since they know you have the backing and resources to fight a bogus charge. Take a look at today’s social and political environment. It happens, even in the cleanest of situations. Protect yourself from ALL threats.


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I think most insurance though a necessary evil is a scam. I would not trust an insurance company to adequately protect me in a case of self defense. If there is a loophole they can exploit to not cover you in your time of need they will.

Pack your own parachute and have an attorney ready to answer your call from the pokey.
 

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ACLDN. Not fancy and it won't reimburse me for time away from work but it will pay an attorney to keep me out of prison and let me keep my assets. My wife and I are both covered.
 

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I've been a member of ACLDN for a long time. They cover non firearm related self defense as well. Last year I also signed up for U.S. LawShield cause of the lawsuit that the WA Attorney General filed against them claiming they were selling insurance. I just wanted some overlap in case ADLDN did get taken down by the liberals. Either way, it's not really insurance, it is protection. I've been on trial before for using fists against multiple attackers with broken bottles and pipes with witnesses that spoke favorably on my behalf... but did not stop the idiot prosecutor from dragging me through a trial. Maybe if I had actually been stabbed or bashed with a pipe or at least gotten a scratch, I might not have been charged. And the first punch I threw was after my friend was stabbed with a broken bottle and the attackers arm was in full swing ready to stab my friend in the face and I caught it in a matter of milliseconds. But that is just one of the dangers of liberalism today. So instead of spending $5k, today would probably be 5x that, hopefully one of the two companies would alleviate the financial burden and best of all secure my freedom... which is priceless... trust me.
 

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I got a USCCA platinum membership 4months ago. I had been kicking it around for the last year or so. John Lovell’s videos on YouTube about carry insurance convinced me to finally get it. He interviewed a defense attorney that works with a couple different carry insurance companies and lays out some things to consider. I figured carrying is one of my biggest liabilities.
 

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Any of you guys in a Constitutional Carry state? And would you still have coverage is you did live in a Constitutional Carry state? Is the CCW status the only determining factor for those of you who have coverage???
 

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Any of you guys in a Constitutional Carry state? And would you still have coverage is you did live in a Constitutional Carry state? Is the CCW status the only determining factor for those of you who have coverage???
It doesn't matter what state you live in. I live in a red state and there are plenty of ultra liberal areas I drive though.
 

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I think most insurance though a necessary evil is a scam. I would not trust an insurance company to adequately protect me in a case of self defense. If there is a loophole they can exploit to not cover you in your time of need they will.

Pack your own parachute and have an attorney ready to answer your call from the pokey.
I will agree but the last lawyer I hired was $300 an hour. THREE HUNDRED DOLLARS AN HOUR.

He wouldn't talk to me until I paid him for 10 hours, yes a retainer of $3,000.00. It wasn't a gun case but it went up from there. He wrote me a letter to sum up what he knew about the case to make sure he had all the facts and a 20 minute letter cost me $100 right off the bat.

Besides the hype...

A simple case that doesn't even go to court just involving police interviews could easily run into the thousands.

A simple court case where it's cut and dried that it was justified could easily go into the tens of thousands.

Get involved in any slightly more complex case going to court for a few days and you do the math. How much do you have in your house? $200,000.00 later you're a free man enjoy the rest of your life.

No lawyer involvement because you can talk you way out of it just by explaining what happened or better yet you were in the right and want to represent yourself. Tell your fool for a client it's only 10-20 years if you're lucky enough not to get life. Imagine all the commissary money you saved.
 

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I went with CCW Safe they seem to have the best value and higher coverage limits. Vets qualify for the Protector plan, $149, if you read the fine print. Technically not insurance but a plan. You need a valid carry permit and you need to be within the law surrounding the shoot.
 

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USCCA
 
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As posted above I am skeptical about any insurance, but especially carry insurance.

Not trying to be a troll with this following question. Looking for real examples...

Do the various carry insurance providers give plentiful examples of when their services were put to use by their clients?
 

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As posted above I am skeptical about any insurance, but especially carry insurance.

Not trying to be a troll with this following question. Looking for real examples...

Do the various carry insurance providers give plentiful examples of when their services were put to use by their clients?
USCCA has a bunch of commercials and testimonials where their customers have been saved by their coverage.
 

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When I signed up 5 years ago "Firearms Legal Protection" was the best coverage for the money.

They have since raised their prices for new people so I'm not sure if it is still the best or not, we are locked in at the price we started with for life.

Little things like scene cleanup could be nice to have, that way you aren't cleaning the biohazard mess a bad guy caused in your living room.

 

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As posted above I am skeptical about any insurance, but especially carry insurance.

Not trying to be a troll with this following question. Looking for real examples...

Do the various carry insurance providers give plentiful examples of when their services were put to use by their clients?
ACLDN has a monthly newsletter where they will talk about a member they helped or are currently helping. I haven't heard any unsuccessful outcomes in at least the past 5 years... not sure if they even had any unsuccessful cases. US Lawshield loves sending out many, many, many emails about everything and some are about when they are taking a case and when they successfully intervened. Lots of video testimonials... too many. lol
 
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