You have a good point-many of the experts agree with you-one of my favorite pistoleros, Mas Ayoob, is very adamant about this. There are two sides of this, as any coin. The side I adhere to is that when I have a gun-it is loaded at all times...no thought of a magazine in or out-and I would rather have a single shot than a club, so in my HiPower or in any other auto that I could, I would remove the mag. disconnect. My explanation would be that I was trained on the 1911, which will fire with the clip out-and my safety procedures include clearing the whole weapon-not just dropping the clip and hoping the disconnect makes the weapon safe....will it fly in court? Maybe-maybe not-but at least I'll be there to try it. Prison? Not for removing a disconnect alone. No "accidents"--no loaning of my guns-I'll take the chance-never was that good with a club. I agree with your choice of a P97 instead of 345-but not for that reason.