I handled one the other day and it looked like the finish was wearing off on certain corners; this was a brand new rifle. The finish looks like paint, how is yours holding up?I currently own a stock Saiga 7.62X39 and used to own a .223 Mini-14; both are fine rifles. The trigger reach is fine on my saiga. Since the Saiga is a member of the AK family, it breaks down in a jiffy for cleaning. I actually like the Monte Carlo stock, even if it does not look "tacticool." The hi-cap mags are indeed costly.