Oh, yes: I think I'd carry it where you live!I just bought a 3" .357 off gunbroker for $385 too. Can't wait to take it to the range. I have lots of carry options but since we have bear and cougar in the neighborhood I might use it for carry when walking my dog.
That's a no-brainer! Don't take chances with such animals.
Go to a zoo and study how the animals move and visualize where you'd hold the sights on them in case you had to shoot one.