Hi FreakyBig,
Just to clarify for other readers, the SP101 doesn't come in a truely hammerless model like the S&W snubbies. It comes with or without a hammer spur. In the version without the hammer spur they also remove the SA cocking notch so it is double action only. Other than those changes the guns are identical so I imagine the DA trigger pull is close to identical. In a CCW SA capability is not needed and the lack of a spur to snag on the draw is a big advantage in the spurless model. Iowegan has some instructions for a trigger job on the Rugers, pm him to request a copy. You can also order reduced power springs from Wolffe for around $15. Lots of dry firing with snap caps will also smooth things up.
I started with a spurred hammer and had the spur removed by a gunsmith and the top of the hammer serrated. At distances out to 12 yards there is little practicle difference in my group sizes between DA and SA.
-Wuchak