Yessir! All valid points. Depending on use and possible worst-case scenarios, I'd either go with a more expensive lifetime-warrantied scope or a less expensive limited warranty model.I agree if you are only a Range shooter.
I take care of my guns, Nothing has ever happened to me but know of schnitz that has happened.
If you have your gun in a gun a hard case and pull it out at the range shoot then back into the hard case they go, your probably fine.
If you are a hunter, a backpacker, on a extended hunt carrying your weapon as you hike via sling, or back pack, something can happen.
I have a 10/22TD that I like to take with me when I hike up into BLM land to a shooting destination. I am sure that I am not the only person that does this, as it is a lot more fun than driving to a range to shoot